Welcome, I'm Keith Smith

Financial Advisor

Helping people protect and provide for what they care about most.

About.

With years of experience in corporate finance, I’ve helped businesses navigate complex financial landscapes — from strategic budgeting and forecasting to capital allocation and growth planning. Today, I bring that same level of rigor, precision, and strategic thinking to individuals and business owners looking to make confident, informed financial decisions. My clients benefit from a unique blend of analytical experience and personalized guidance. I believe in clear communication, building trust, and crafting custom financial strategies tailored to your life, your goals, and your future. Whether you're planning for retirement, growing your business, or just starting to build wealth — let's work together to build a plan that works as hard as you do.

University of Central Florida

Finance

01/2015 - 01/2019

Alliance Financial Group

We protect and provide for what you care about most.

11,000+²

Clients

$6.7 Billion

Protection In Force

$1.6 Billion

Assets Under Administration²

States Serviced

Our history dates back from 1987 - as one of the first financial planning firms in Southwest Florida. We began and continue our mission with one goal - to protect your family should the worst happen, and provide the greatest service to your legacy. SUPPORTED BY THE STRENGTH OF GUARDIAN® - a mutual company. As a Fortune 250 company, The Guardian Life Insurance Company of America, has been helping people protect their future and secure their lives for more than 155 years with an A++ Financial Strength Rating.1 Guardian is one of the largest mutual insurance companies in the country serving 27 million people every day. With some of the most extensive products in the business, our clients enjoy a suite of benefits alongside some of the strongest dividend returns in the industry.

Quick Links

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Services

Asset Protection

Trusts, life insurance, annuities, LLCs, proper titling, and homestead exemptions help shield wealth from lawsuits and creditors. Florida-based strategies, umbrella coverage, and retirement accounts work together to preserve your legacy and long-term financial security.

Business Planning

Clear goals, strategies, and action plans guide how a business is run, grown, and eventually sold. Business planning aligns operations, financial projections, market analysis, and risk management to address challenges, seize opportunities, and support long-term growth.

Cash Flow Strategy

A cash flow strategy organizes income to create stability and consistent savings. Funds are directed into a Wealth Building Account to save automatically, manage cash reserves, cover expenses, and support long-term goals without relying on strict budgeting.

Insurance Planning

Insurance planning begins with utilizing our proprietary software, The Living Balance Sheet, to calculate your human life value. With many types of products in the marketplace, through proper planning we can provide the protection without changing your lifestyle.

Tax Mitigation Strategy

Tax mitigation strategy designs personalized plans to help minimize taxes using deductions, credits, 401(k) and Cash Balanced Plans. We analyze finances, maximize retirement contributions and use tax‑efficient investments to help you preserve wealth.

Income Protection

Disability insurance protects your ability to earn an income. Group coverage may fall short, so we help clarify policy definitions, compare group and individual options, select benefit periods, and ensure income continues in the event of illness or injury.

Estate Planning

Estate planning helps ensure property and investments pass to your chosen heirs. We coordinate with your CPA and attorney to create wills, trusts, powers of attorney, and healthcare directives while reducing taxes, probate, and planning for guardianship.

Long Term Care

Long-term care planning prepares you for extended health needs. Planning earlier helps keep premiums lower, since Medicare doesn’t cover custodial care. Coverage can support home care, assisted living, or nursing care based on your health, lifestyle, and finances.

Executive Benefits

Executive benefits reward and retain key employees via defined benefit pensions, deferred compensation, bonuses and multi‑life disability coverage. Packages include key person insurance and buy‑sell agreement funding to protect the business if a vital partner dies or leaves.

Locations

Alliance Financial Group

14021 Metropolis Ave, Fort Myers, FL 33912, United States

Alliance Financial Group

10001 Tamiami Trl N, Naples, FL 34108, United States

1. These quick facts are calculated as of December 31st, 2024. Includes owners of in force life, disability income and long-term care insurance policies as well as all securities accounts. 2. Represents in force cash values for life insurance and market values of all securities accounts. Market values of securities accounts are subject to significant changes due to market conditions. The values provided should not be used in making a determination on the quality of services provided by representatives of this agency. 1. Ratings as of 12/2024 and are subject to change. The Guardian Network® is a network of preferred providers authorized to offer products of The Guardian Life Insurance Company of America (Guardian), New York, NY and its subsidiaries.

Financial Representative, The Guardian Life Insurance Company of America® (Guardian), New York, NY. Alliance Financial Group is not an affiliate or subsidiary of Guardian. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. 146569 Exp 2/27

Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Alliance Financial Group is not an affiliate or subsidiary of PAS or Guardian.

Important Disclosures Privacy Policy Terms of Use Check background of your financial professional on FINRA's BrokerCheck.

Keith Smith

Financial Advisor

Fort Myers

Naples

Helping people protect and provide for what they care about most.

Important Disclosures Privacy Policy Terms of Use Check background of your financial professional on FINRA's BrokerCheck.