Welcome, I'm Jared Traum
Helping business owners protect what they've built, reduce taxes, and maximize business value -- without complexity.
🧠Financial Simulator
Design an integrated strategy for protection, growth, income, and legacy.
🛡️ Life Insurance
Guaranteed peace of mind for the people and causes you love most.
đź’µ Disability Insurance
Protect your most valuable asset: your ability to earn an income.
đź‘´ Long-Term Care
Protect your assets from being eroded by health care costs.
🏖️ Annuities
Turn retirement savings into guaranteed income you can't outlive.
About.
Since 2006, I’ve worked in financial services with a mission that’s simple but surprisingly uncommon: helping people find the money they’re losing unknowingly and unnecessarily. Over the years, I’ve learned that there are really two ways someone in my profession can try to improve a client’s financial life: 1) Chase higher returns with products that often require taking on more risk. 2) Improve financial efficiency by identifying and eliminating avoidable losses. I chose the second path — because most people lose more money through inefficiencies than they will ever accumulate in their savings and investment accounts. Avoiding losses has a far greater long‑term impact than trying to pick winning investments. It makes little sense to build a million‑dollar nest egg only to discover you lost a million along the way. My work centers on uncovering hidden wealth transfers in five key areas where families and business owners often lose money without realizing it: ⚠️ How you pay for your home ⚠️ Increasing taxes created by compound interest ⚠️ Overfunding retirement accounts ⚠️ Inefficient or misaligned insurance programs ⚠️ How you pay for big ticket items (cars, vacations, home improvements) By helping clients keep more of what they earn, I aim to strengthen their financial position without asking them to spend extra out‑of‑pocket or take on additional risk. The objective is a life with greater clarity, control, and confidence.
Alliance Financial Group
We protect and provide for what you care about most.
11,000+²
Clients
$6.7 Billion
Insurance In Force
$1.6 Billion
Assets Under Administration²
50
States Serviced
Our history dates back from 1987 - as one of the first financial planning firms in Southwest Florida. We began and continue our mission with one goal - to protect your family should the worst happen, and provide the greatest service to your legacy. SUPPORTED BY THE STRENGTH OF GUARDIAN® - a mutual company. As a Fortune 250 company, The Guardian Life Insurance Company of America, has been helping people protect their future and secure their lives for more than 155 years with an A++ Financial Strength Rating.1 Guardian is one of the largest mutual insurance companies in the country serving 27 million people every day. With some of the most extensive products in the business, our clients enjoy a suite of benefits alongside some of the strongest dividend returns in the industry.
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Asset Protection
Trusts, life insurance, annuities, LLCs, proper titling, and homestead exemptions help shield wealth from lawsuits and creditors. Florida-based strategies, umbrella coverage, and retirement accounts work together to preserve your legacy and long-term financial security.
Business Planning
Clear goals, strategies, and action plans guide how a business is run, grown, and eventually sold. Business planning aligns operations, financial projections, market analysis, and risk management to address challenges, seize opportunities, and support long-term growth.
Cash Flow Strategies
A cash flow strategy organizes income to create stability and consistent savings. Funds are directed into a Wealth Building Account to save automatically, manage cash reserves, cover expenses, and support long-term goals without relying on strict budgeting.
Tax Mitigation Strategies
Tax mitigation strategy designs personalized plans to help minimize taxes using deductions, credits, 401(k) and Cash Balanced Plans. We analyze finances, maximize retirement contributions and use tax‑efficient investments to help you preserve wealth.
Income Protection
Disability insurance protects your ability to earn an income. Group coverage may fall short, so we help clarify policy definitions, compare group and individual options, select benefit periods, and ensure income continues in the event of illness or injury.
Estate Planning
Estate planning helps ensure property and investments pass to your chosen heirs. We coordinate with your CPA and attorney to create wills, trusts, powers of attorney, and healthcare directives while reducing taxes, probate, and planning for guardianship.
Long Term Care
Long-term care planning prepares you for extended health needs. Planning earlier helps keep premiums lower, since Medicare doesn’t cover custodial care. Coverage can support home care, assisted living, or nursing care based on your health, lifestyle, and finances.
Investment Management
We focus on disciplined saving and long-term compounding while managing risk. Personalized strategies, behavioral guidance, and access to institutional managers help navigate stocks, bonds, real estate, ESG, and tax considerations beyond one-size-fits-all robo-advisors.
Retirement Planning
Retirement planning at our firm helps you start early, weigh when to retire, optimize profit-sharing, defined benefit plans, integrate Social Security, long‑term care and estate planning to secure a comfortable future.
Portfolio Based Lending
Collateralize your investments and the cash value of your life insurance without selling assets or triggering tax implications. Access credit quickly and flexibly for personal or business ventures. This allows you to take advantage of opportunities.
Executive Benefits
Executive benefits reward and retain key employees via defined benefit pensions, deferred compensation, bonuses and multi‑life disability coverage. Packages include key person insurance and buy‑sell agreement funding to protect the business if a vital partner dies or leaves.
Locations
Alliance Financial Group
14021 Metropolis Ave, Fort Myers, FL 33912, United States
Alliance Financial Group
10001 Tamiami Trl N, Naples, FL 34108, United States
Jared Traum
Helping business owners protect what they've built, reduce taxes, and maximize business value -- without complexity.
